This page contains resources related to household finance research.
Household finance research seeks to understand households’ money situation. It examines what people earn, spend, own, and owe. The goal is to get a realistic sense of people’s money when processing important political, business, or social issues.
Under Construction
This page is under construction
Recent Posts
Net Worth by Age Group
Wealth varies by age. What counts as “rich” versus “poor” in one’s 30s versus their 60s?
The Distribution of Household Net Worth in 2022
How much money do people have? A look at the distribution of net worth across U.S. households in 2022.
Replicating Estimates of Household Net Worth in 2022 SCF
Replicating population estimates using the Survey of Consumer Finances 2022
Download All Years of the SCF Locally
Download SCF data to your device using R.
Financial Crisis in American Households
My 2017 book, Financial Crisis in American Households, examines the personal finances of America’s middle class households. The book argues that America’s weak social welfare system is an important source of economic pressure facing American families.
Find the book:
Joseph Cohen (2017) Financial Crisis in American Households: The Basic Expenses that Bankrupt the Middle Class. Prager.